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Internet banking
  • FREE connection and no subscription fees
  • ON-LINE ACCESS to bank accounts 24/7 (anytime access)
  • ABSOLUTE CONTROL of cash movements and account balances.

Exchange rates

Cash Rates

Cash Rates
Currency Buy Sell NBKR
USD 88.6000 89.5000 88.6821
EUR 94.6000 95.6000 95.0007
RUB 0.9400 0.9800 0.9501
KZT 0.1300 0.2050 0.2008
Все курсы

Non-cash rates

Non-cash rates
Currency Buy Sell NBKR
USD 88.0000 88.8500 88.6821
EUR 94.6000 95.6000 95.0007
RUB 0.9400 0.9800 0.9501
KZT 0.1300 0.2050 0.2008
Все курсы

Currency Converter

Change
To
 
1 USD = 89.5000 KGS
For amounts over one thousand U.S. dollars (or the equivalent of this amount in other currencies) exchange rates are set by agreement.

Customer Service Points

The Elcart payment cards are the cards of the national payment system of the Kyrgyz Republic.

The Elcard is an affordable, reliable, secure banking product designed for non-cash payments, receipt of salaries, pensions, allowances, as well as payments to the budget, taxes, customs duties, insurance premiums.

Letters of credit:


On imports:

Type of transaction

Commission charge

min

Notes

Opening of unconfirmed letter of credit

0,2%

2500

of transferred amount

Opening of confirmed letter of credit

0,3%

2500

of transfer amount

Change of terms of letter of credit

2500

 

 

Instalment under the letter of credit

0,2%

2000

from the amount of transfer

on export:

Type of transaction

Commission charge

min

Notes

Advising of letter of credit to the customer

0,2%

2500

of transfer amount

Admission and check of documents

0,2%

1500

of transfer amount

 

DEPOSIT COMPARISON
Interest rate
Additional payment
Early termination
Payment of % monthly
Capitalization of %
Partial withdrawal
Minimum initial payment
* For more information on minimum deposit amount and additional deposits in other currencies see the deposit page

Types of loans, terms and conditions:

 

CONSUMER LOANS

 

Consumer loans secured by immovable and movable property

LOANS FOR CHERISHED DREAMS

Consumer loans are issued to individuals upon presentation of a document proving income from permanent employer, for the purchase of: furniture, house repairs, and other consumer needs.

Main benefits:

  • Consideration within 1-3 business days;
  • No fees for review, cash-out and recalculation of the loan schedule.

Loan Terms:

  • Up to 60 months;
  • Under the pledged collateral of the property (documents of entitlement);
  • Reference from place of residence;

Read more...


Consumer loans without collateral (under the guarantee)

FOR PEOPLE WITH EXTRAORDINARY DREAMS

Consumer loans without collateral are issued to individuals and / or public officials upon presentation of a document proving income from permanent employer and guarantees from third parties with obligatory documentary proof of income (guarantor).

Purpose: for the purchase of furniture, house repairs, payment of contracts and other consumer needs.

Main benefits:

  • Consideration within 1-3 business days;
  • No fees for review, cash-out and recalculation of the loan schedule.

Loan Terms:

  • Up to 24 months;
  • Under the guarantee of third parties;
  • Amount of loan from KGS 20,000 to KGS 200,000;

Read more...



BUSINESS DEVELOPMENT LOANS

EXPENSES ARE NOT A PROBLEM FOR A BIG INCOME!

 

Loans for business development are issued to individuals with confirmation of the implementation of commercial activities to increase working capital commercial activity of the borrower.

Main benefits:

  • Consideration within 1-3 business days;
  • No fees for review, cash-out and recalculation of the loan schedule.

Loan Terms:

  • Up to 60 months;
  • Under the pledge of immovable and movable property (documents of entitlement);
  • Reference from place of residence;

Read more...