The card is intended for cashless payments, receipt of pensions in the territory of the Kyrgyz Republic.

Usage of payment card "Elcard - for pensioners" allows:

– Withdraw money at any convenient place for you;
– Pay for goods and services through POS terminals;
– Transfer funds from card to card;
– Control your expenses via SMS-notification;
– To receive money transfers via Zolotaya Korona;
– Receive additional income amounting to 3% p.a. on the account balance;
– Use the service "Internet Banking";
– to Pay for services via Elcart Mobile.

Rates for "Elcard - Senior citizen card" payment card

Card account opening with card issuance - no fees

Cashing out:

• In the infrastructure of own bank - 0,0%;
• In infrastructure of other banks - 0,3%.

Monthly accrual of interest - 3%.

Card account replenishment - no fees

To open an "Elcard" payment card the client should:

• Come to the Payment Card Department of JSCB "Tolubay" with passport and pensioner ID card;
• Fill in the Questionnaire for receiving "Elcard" payment card;
• Sign an application-obligation and Service Agreement for "Elcard" card and Card Account;