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Terms and conditions of deposit:

  • Deposits are accepted in KGS and in foreign currency from residents and non-residents of the Kyrgyz Republic;
  • Minimum amount: 1000 soms or equivalent in foreign currency;
  • Partial withdrawals and additional contributions are not allowed;
  • Payment of interest on the deposit is made at the Depositor's request: monthly on the date of opening or at the end of the deposit period;
  • In case of early withdrawal of the deposit, the Depositor shall notify the Bank in advance;
  • At the end of the agreement term, the deposited amount, including accrued interest, is paid out in cash or, at the client's request, these amounts can be re-registered under the new terms and conditions.

Interest rates under the fixed-term deposit contracts "For veterans of the World War II and home front workers"

Interest rates in national currency (in KGS)

6 months

9 months

12 months

15 months

18 months

24 months

8%

10%

11%

11,5%

11,75%

12%

*8,30%

*10,47%

*11,57%

*12,13%

*12,40%

*12,68%

Interest rates in US dollars

6 months

9 months

12 months

15 months

18 months

24 months

2,5%

3%

3,75%

4%

4,25%

5%

*2,53%

*3,04%

*3,82%

*4,07%

*4,33%

*5,12%

 ** In accordance with the Regulations of the NBKR "On effective interest rate in case of distribution of information on amount of remuneration on banking services".

Advantages of a deposit:

  • The most profitable forms of investing your savings;
  • attractive interest rates;
  • convenient investment terms;
  • fixed remuneration rates;
  • the remuneration rate increases depending on the length of the deposit.

Terms and conditions of deposit:

  • Deposits are accepted in KGS and in foreign currency from residents and non-residents of the Kyrgyz Republic;
  • Minimum amount: 1000 KGS or 50 USD;
  • A deposit is accepted for a period of 3 to 6 months in foreign currency and 3 months in KGS;
  • Partial withdrawals of deposits are not allowed. Additional installments are not allowed;
  • Fixed interest rate on deposits up to 6 months (inclusive);
  • Payment of interest on deposits is made at the end of the deposit period;
  • In case of early withdrawal of the deposit, the Depositor shall notify the Bank in advance;
  • Upon expiry of the agreement, the deposited amount including accrued interest is paid out in cash, or at the request of the Depositor these amounts can be reissued on the new terms and conditions.

Interest rates under the contracts of time deposit with capitalization of interest "My Wealth"

Interest rates in national currency:

3 months

3%

*3,04%

Interest rates in USD*:

3 months

6 months

1%

1,5%

*1%

*1,51%

Monthly interest payment

** In accordance with the Regulations of the NBKR "On effective interest rate in case of distribution of information on amount of remuneration on banking services".

Advantages of a deposit:

  • The most profitable forms of investing your savings;
  • attractive interest rates;
  • payments of remuneration by opening dates;
  • convenient investment terms;
  • fixed remuneration rates;
  • the remuneration rate increases depending on the length of the deposit.

Terms and conditions of deposit:

  • Deposits are accepted in KGS and in foreign currency from residents and non-residents of the Kyrgyz Republic;
  • Minimum amount: 1000 KGS
    • or 50 USD;
    • or 50 EURO;
    • or 1000 RUR;
    • or 5000 KZT;
    • or 100 RMB;
  • Deposit period: from 1 to 72 months;
  • Partial withdrawals and additional contributions are not allowed;
  • Fixed interest rate for deposits up to 72 months (inclusive);
  • Payment of interest on the deposit is made at the Depositor's request: monthly on the date of opening or at the end of the deposit period;
  • In case of early withdrawal of the deposit, the Depositor shall notify the Bank in advance;
  • Upon expiry of the agreement, the deposited amount including accrued interest is paid out in cash, or at the request of the Depositor these amounts can be reissued on the new terms and conditions.

Interest rates under "Live Rich" time deposit contracts

On deposits in national currency

To demand

1, 2 months

3, 4, 5 months

6, 7, 8 months

9, 10, 11 months

12, 13, 14 months

15, 16, 17 months

18, 19, 20, 21, 22, 23 months

24, 30, 36 months

48 months

60 months

72 months

Note

0%

0,25%

4,5%

7%

8%

12,5%

12,75%

13%

13,75%

14%

14,25%

14,5%

Monthly interest payment

0%

0,25%

4,59%

7,23%

8,30%

13,24%

13,52%

13,8%

14,65%

14,93%

15,22%

15,5%

***

Interest rates - annual

For deposits in USD

To demand

1, 2 months

3, 4, 5 months

6, 7, 8 months

9, 10, 11 months

12, 13, 14 months

15, 16, 17 months

18, 19, 20,21,22,23 months

24,30,36 months

48 months

60 months

72 months

Note 

 

0%

0.1%

1%

1.5%

2%

3%

3.25%

3.5%

3.75%

4%

4.25%

4.5%

Monthly interest payment

0%

0.10%

1%

1.51%

2.02%

3.04%

3.30%

3.56%

3.82%

4.07%

4.33%

4.85%

***

Interest rates - annual

For deposits in EURO

To demand

1 month

3 months

6 months

9 months

12 months

15 months

18 months

24 months

48 months

60 months

72 months

Note

0%

0.1%

0.5%

1%

1.25%

1.75%

2%

2.25%

2.5%

2.75%

3%

3.25%

 

Monthly interest payment

0%

0.10%

0.50%

1.00%

1.26%

1.76%

2.02%

2.27%

2.53%

2.78%

3.04%

3.30%

***

Interest rates - annual

Deposits denominated in Russian rubles

To demand

1 month

3 months

6 months

9 months

12 months

15 months

18 months

24 months

48 months

60 months

72 months

Note

0%

0.1%

2.75%

6%

6%

7.75%

8%

8.25%

8.5%

8.75%

9%

9.25%

 

Monthly interest payment

0%

0.10%

2.78%

6.17%

6.17%

8.03%

8.30%

8.57%

8.84%

9.11%

9.38%

9.65%

***

Interest rates - annual 

For deposits in Kazakh tenge

To demand

1 month

3 months

6 months

9 months

12 months

15 months

18 months

24 months

Note

0%

1%

3%

6%

7%

8%

9%

10%

11%

Payment of interest

0%

1.00%

3.04%

6.17%

7.23%

8.30%

9.38%

10.47%

11.57%

monthly***

Interest rates - annual

Deposits in RMB

To demand

1 month

3 months

6 months

9 months

12 months

15 months

18 months

24 months

Note

0%

1%

5%

7%

8%

9%

9.5%

10.5%

11%

Monthly interest payment

0%

1,00%

5.12%

7.23%

8.30%

9.38%

9.92%

11.02%

11.57%

***

*** Interest rates - annual

** In accordance with the Regulations of the NBKR "On effective interest rate in case of distribution of information on amount of remuneration on banking services".

Terms and conditions of deposit:

  • Accrued interest is paid out at the end of the contract term;
  • Interest is not capitalized, interest is not paid monthly;
  • After the expiry of the contract and its non-request by the client, the funds (principal amount + interest) are reissued only once for the same period at the interest rate in effect at the time of reissue.
  • The minimum amount of the initial payment of 10 000 KGS or 150 USD;
  • The maximum amount of the initial payment of 500,000 KGS or 6,000 USD;
  • Additional contributions per month may not exceed 150,000 KGS or 2,000 USD;
  • Number of deposits per child: not more than 1 deposit in foreign currency and not more than 1 deposit in local currency.

Interest rates on "For children" fixed-term savings deposit contracts

in local currency:

24 months

Note

12%

Payment of interest % at the end of the contract term

**12,68%

 

In US Dollars*:

24 months

Note

4,25%

Payment of interest % at the end of the contract term

**4,33%

 

Interest rates - annual. 

** In accordance with the Regulations of the NBKR "On effective interest rate in case of distribution of information on amount of remuneration on banking services".

Advantages of a deposit:

  • The most profitable forms of investing your savings;
  • attractive interest rates;
  • payments of remuneration by opening dates;
  • convenient investment terms;
  • The deposit might be replenished.

Terms and conditions of deposit:

  • Initial deposit amount: min. 5000 KGS or 100 USD
  • Currency of the deposit: KGS, USD
  • Additional contributions: up to 350 000 KGS or 4000 USD. The possibility of making additional contributions is terminated 6 months before the end of the deposit period
  • Interest payment: monthly
  • Interest payment on early termination: on demand rate

Interest rates of term savings deposit "Gold" 

In national currency: 

12 months

18 months

24 months

Note

11,5%

12% 

12,75%

Monthly interest payment

**12,13%

**12,68%

**13,52%

 

In US Dollars*:

24 months

Note 

3,5%

Monthly interest payment 

**3,56%

 

Interest rates - annual.

** In accordance with the Regulations of the NBKR "On effective interest rate in case of distribution of information on amount of remuneration on banking services".