Credits

Minimal loan amount is KGS 50,000, maximal – USD 100,000 or equivalent if issued in a different currency. The application is processed within one or two business days with issuance on the third or the fourth day after application. No issuance fees are collected.

Documents to be enclosed to the application:

  • A copy of passports of the Borrower and the Pledger (Guarantor);
  • Proof of the Borrower’s business activity (patent, rent agreements, etc.);
  • License (if applicable);
  • Statement of earnings (in case of consumer loan).
  • For business development
    Commercial loans – for mortgage security. There must an operational business for the period up to 15 months 17-29% per year.
  • Consumer
    Consumer loans – for mortgage security, confirmation of income for the period of one year (certificate of salary, etc.)
  • Mortgage
    Mortgage - for the period of 5-7 years. Documentary confirmation of income is required. From 21% per annum.

Currency rates on 30.03.2020

Buying Selling
USD 80.1000 80.8000
EUR 83.0000 92.0000
RUB 1.0200 1.0900
KZT 0.1500 0.2100
Rate
USD 80.2015
EUR 87.7204
RUB 1.0188
KZT 0.1796
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