Payment cards

CJSC CB “Tolubay” offers to provide you with services on ELCART payment card.

 

Having become a client of our Bank and a holder of ELCART payment card, you may:

  • Keep money at a personal account at the Bank, which relieves you from the necessity to keep with you large amounts. If you lose a card, you will not lose money, they will remain at the account at the Bank. Only an owner may use a card, because a card is protected by a four-digit secret code, which is known only by you. In case of its loss or theft it may be blocked and you may obtain a new one.
  • Pay for goods and services at trade and service enterprises and at gas-filling stations, involved in ELCART services, without commission fees.
  • Receive money in cash at automatic teller machines (ATM), functioning twenty four hours.
  • Control your expenses: the Bank provides you with a statement on your card account with indication of all operations and locations of their execution, made by a payment card.
  • Use SMS-notification service (a report on carried out transactions is sent to your telephone number).
  • Make additional contributions to a card account at any branch and savings-bank of the Bank.
  • Transfer monetary funds from a card to a card within ELCART system through ATM.

 

TARIFFS for services of ELCART payment card

For natural persons

  •  Opening of card accounts with issue of a card – 120 soms
  •  Cash-out:

      •     At the infrastructure  of the Bank – 0.4%

      •     At the infrastructure of other banks – 0.6%

  •      Monthly interest charging – 3%
  •      Replenishment of a card account – free of charge

 

For payroll project

  •      Opening of card accounts with issue of a card – 120 soms
  •      Annual account administration charges – 100 soms
  •      Cash-out:

      •      At the infrastructure of the Bank – 0.4%

      •      At the infrastructure of other banks – 0.6%

  •    Monthly interest charging – 3%
  •    Replenishment of a card account – free of charge

Advantages of ELCART payroll project -  to receive wages quickly and with time saving at ATM and at cash points, rendering ELCART services throughout the republic.

In order to obtain ELCART payment card, it is necessary for a client:

  •     to come to the Payment Card Department of the CJSC CB “Tolubay” with a passport
  •     to fill in a questionnaire for receipt and use of ELCART payment card
  •     to sign an application - a statement of obligation and an agreement for provision with

    services  of ELCART payment card and card account

  •     to pay for issue of a card according to the Bank’s tariffs. 

Within 5 (five) calendar days a client may receive a card, at its receipt he shall sign an Acceptance Certificate of ELCART payment card.

Interests shall be charged on a monthly basis on the average monthly balance of monetary funds at the card account.

For natural persons and for persons, provided with services according to the payroll project, monthly interests to be accrued make up 3% p.a.

Network of services, related to ELCART payment card of CJSC CB “Tolubay”:

Automatic teller machines (ATM):

  • Head office of CJSC CB “Tolubay” – 105, Umetalieva str., Bishkek
  • Bishkek Branch of  CJSC CB “Tolubay” – 10, Tolstogo str., Bishkek
  • Bishkek Branch of  CJSC CB “Tolubay” – Tolubay-Zapad – 247, Toktogula str., Bishkek
  • Savings-bank No. 032-0-01 – 95a, Kievskaya  str., Bishkek

Terminals:

  •  Head office of CJSC CB “Tolubay” – 105, Umetalieva str., Bishkek
  •  Bishkek Branch of  CJSC CB “Tolubay” - 10, Tolstogo str., Bishk
  •  Branch of  CJSC CB “Tolubay” - Tolubay-Zapad – 247, Toktogula str., Bishkek
  •  Savings-bank No. 032-0-01 – 95a, Kievskaya  str., Bishkek
  •  Savings-bank No. 032-0-03 – 129-2, Akhunbaeva str., Bishkek

Currency rates on 20.11.2018

Buying Selling
USD 69.7000 69.9000
EUR 79.6000 80.7000
RUB 1.0500 1.0850
KZT 0.1800 0.1950
Rate
USD 69.8300
EUR 79.7354
RUB 1.0579
KZT 0.1901
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